payment = new Array();
payment[0] = new Array(1,"Bankeinzug (ab 20 Eur versandkostenfrei)",0.00,"",0.00,0);
payment[1] = new Array(2,"Überweisung (ab 20 Eur versandkostenfrei)",0.00,"",0.00,0);
payment[2] = new Array(4,"Scheck (ab 20 Eur versandkostenfrei)",0.00,"",0.00,0);
payment[3] = new Array(7,"Rechnung (nur für Buchhändler)",0.00,"",0.00,0);
payment[4] = new Array(8,"Nachnahme (Gebühr)",8.00,"",1.00,0);